Read this from beginning to end

Want to know the real Truth about New Jersey Foreclosure Issues ?

Read this from beginning to end.

The epicenter of the U.S. foreclosure crisis is shifting to New Jersey and New York, threatening a housing rebound in one of the country's most densely populated areas. New Jersey has surpassed Florida in having the highest share of residential mortgages that are seriously delinquent or in foreclosure, with New York third, a Mortgage Bankers Association report showed last week.

New Jersey is still proceeding with the same process which is very flawed and incorrect.

Judges are still allowing NOI'S which are wrong and Certifications that are also so wrong on so many levels,

HOMEOWNERS please play ATTENTION:

DONT Settle, fight for your rights IF you believe you've been wronged.

Judge Schack of Queens County New York seems to be one of the few who stands up for the HOME OWNERS and their rights.  PRO SE’S, or if homeowners have hired Lawyers, it doesn’t matter to Judge Schack, unlike many other Judges who seem to look down upon those who represent themselves.

Judge Schack reads the doc's, he finds the flaws. He Stands up for the Law

NOT FOR THE Corporate Take over as far as we’ve been reading in the legal news to date.

A good many New Jersey Lawyers seem to want to settle settle settle and modify the mortgage seems to be the goal and make you the Home owner feel as if dragging out the foreclosure was just so you could save money to get to the modification point, cause after all you were only robbing the bank really right?
 Wrong! 
Again we say If you feel you were taken advantage of by your mortgage company, mortgage representive, Lawyer etc. Then keep reading

In fact so many Home owners have been wronged to begin with. 

If you look into the paperwork that was done, the original paperwork , the paper trail, the legal documents , you MAY find that you, the home owner have been so very wronged on more levels than you think. 

You may come to find out that modifying your mortgage may just be the tip of your iceberg. 
Yet everybody meaning your Lawyer, the banks are making modification sound like the answer to the distressed Home owners dream.

 This is not always the case.

In reality modifying your mortgage is the answer to the Mortgage Companies and the Servicers Dreams comes true. 

It also makes it easy for the Lawyer, it's just paperwork and phone calls, no going to court, no studying the law, finding case law, no drafting documentation, nothing complicated just filing the  modification for you. 

The mortgage company and the servicers have been winning since the day you got your mortgage and the day you stopped paying on it.

The simple way to explain it is this, the banks bet when they give you the loan that you will default, like a side bet at a gambling table. 

When you do, it’s a win for them. 

Then the servicers the people who service the loan they collect money each month it stays in a foreclosure status so they keep it there for about 22 months.

 They make money. 

Who loses the investor, and you.

You should know there are also other ways while this goes on that they make money outside of our knowledge. 

Of course they also make money by interest rates.  

When they sell the home in a foreclosure sale they again make money. 

So if you think about it. If you don’t modify your loan and you lose the home, they’ve made money off your loss at least 3 separate times and in a big way. 

What happens to you when you try and fight to keep your home?  

You go before a Judge and normally what does the Judge say to you?

 “ You’ve been living in this house for FREE” 

yep that’s what they say. That’s enough to make our blood boil.

So in closing we’d like to say try hard if you feel you’ve been wronged to find Lawyers that will fight for your rights, 

READ case laws, READ as much as you can about what’s really going on,

 STAND up to your local JUDGES, APPEAL your case if you feel the JUDGE did you wrong, chances are they did.

by the way when the Judge says you've been living there for FREE, shouldn't the Judge say to the Lawyer whose representing the Bank also say "Why is the Bank Collecting 3'xs there money on this house? And getting to sell it Twice off the same Mortgage note owed? " Wouldn't that be fair ? 

Google Judge Schack and others like him READ READ and READ 

Free Realtor Assitance to Home Owners

 Don't know what to do if you are behind in their mortgage payments?

If you are facing foreclosure, Getting those harassing phone calls, 

the notices are coming from the bank about foreclosure, You credit scores are falling. 

IF you want to your credit and your sanity Call the EXPERTS for FREE YES FREE help and advice. 

Read our blogs and information or just give us a call. 

We are certified short sale specialists. 

We can help stop the calls, handle all the paperwork and negoiations, the filing, and help 

you on your way to credit repair, and on the Road back to Home Ownership faster, easier, 

or On whatever you choose to be. 

It's up to You.. Your Choice NOT the Banks 

Once you Call U R Home

You will take back the Decissions in Life in your home and what becomes of it, and not just 

give control the Bank.. 

Call today don't delay it can mean the difference in your credit, your home, your future.